/* ============================================
   MYERS INSURANCE GROUP — style.css
   Navy: #1B2B5E | Gold: #B8962E | Dark: #0F1A3E
   ============================================ */

/* ── RESET & BASE ── */
*, *::before, *::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

:root {
  --navy: #1B2B5E;
  --navy-dark: #0F1A3E;
  --gold: #B8962E;
  --gold-light: rgba(184, 150, 46, 0.15);
  --gold-border: rgba(184, 150, 46, 0.35);
  --white: #ffffff;
  --off-white: #F7F6F3;
  --surface: #F4F4F2;
  --surface-2: #EBEBEA;
  --text: #1A1A1A;
  --text-secondary: #555555;
  --text-muted: #888888;
  --border: #DEDEDE;
  --radius: 8px;
  --radius-lg: 14px;
  --shadow: 0 2px 12px rgba(0,0,0,0.08);
  --shadow-lg: 0 8px 32px rgba(0,0,0,0.12);
  --font: 'Helvetica Neue', Arial, sans-serif;
  --transition: 0.2s ease;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--font);
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
button { font-family: var(--font); cursor: pointer; }

.container {
  width: 100%;
  max-width: 1100px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

/* ── ATTITUDE BAR ── */
.attitude-bar {
  background: var(--gold);
  padding: 10px 1.5rem;
  text-align: center;
}

.attitude-line-1 {
  color: var(--white);
  font-size: 12px;
  font-weight: 500;
  line-height: 1.5;
  margin-bottom: 3px;
}

.attitude-line-2 {
  color: rgba(255,255,255,0.82);
  font-size: 11px;
  letter-spacing: 2.5px;
  font-weight: 600;
}

/* ── NAV ── */
.site-header {
  background: var(--navy);
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: 0 2px 16px rgba(0,0,0,0.18);
}

.nav-inner {
  max-width: 1100px;
  margin: 0 auto;
  padding: 0.75rem 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-shrink: 0;
}

.logo-mark { display: block; }

.logo-wordmark {
  display: flex;
  flex-direction: column;
}

.logo-myers {
  color: var(--white);
  font-weight: 700;
  font-size: 15px;
  letter-spacing: 2px;
  line-height: 1.1;
}

.logo-sub {
  color: var(--gold);
  font-size: 9px;
  letter-spacing: 3px;
  line-height: 1.2;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 1.25rem;
  flex-wrap: wrap;
}

.nav-links a {
  color: #B8B8C8;
  font-size: 13px;
  font-weight: 400;
  transition: color var(--transition);
  white-space: nowrap;
}

.nav-links a:hover { color: var(--white); }

.nav-cta {
  background: var(--gold) !important;
  color: var(--white) !important;
  padding: 7px 16px;
  border-radius: var(--radius);
  font-size: 13px !important;
  font-weight: 500 !important;
  transition: opacity var(--transition) !important;
}

.nav-cta:hover { opacity: 0.88 !important; }

.nav-toggle {
  display: none;
  background: none;
  border: none;
  color: var(--white);
  font-size: 22px;
  line-height: 1;
  padding: 4px;
}

/* ── BUTTONS ── */
.btn-gold {
  display: inline-block;
  background: var(--gold);
  color: var(--white);
  padding: 11px 26px;
  border-radius: var(--radius);
  font-size: 14px;
  font-weight: 500;
  border: none;
  transition: opacity var(--transition);
  white-space: nowrap;
  text-align: center;
}
.btn-gold:hover { opacity: 0.88; }

.btn-outline {
  display: inline-block;
  background: transparent;
  color: var(--white);
  padding: 11px 26px;
  border-radius: var(--radius);
  font-size: 14px;
  font-weight: 500;
  border: 1.5px solid var(--gold);
  transition: background var(--transition), color var(--transition);
  white-space: nowrap;
  text-align: center;
}
.btn-outline:hover { background: var(--gold); color: var(--white); }

.btn-navy {
  display: inline-block;
  background: transparent;
  color: var(--navy);
  padding: 11px 26px;
  border-radius: var(--radius);
  font-size: 14px;
  font-weight: 500;
  border: 1.5px solid var(--navy);
  transition: background var(--transition), color var(--transition);
  white-space: nowrap;
  text-align: center;
}
.btn-navy:hover { background: var(--navy); color: var(--white); }

.btn-full { width: 100%; display: block; text-align: center; }

/* ── BRAND BADGE ── */
.brand-badge {
  display: inline-block;
  background: var(--gold-light);
  border: 1.5px solid var(--gold);
  border-radius: var(--radius);
  padding: 9px 26px;
  color: var(--gold);
  font-size: 15px;
  font-weight: 700;
  letter-spacing: 1.5px;
  margin-bottom: 18px;
}

.brand-badge-dark {
  background: rgba(184,150,46,0.08);
  border-color: rgba(184,150,46,0.4);
  margin-bottom: 16px;
}

/* ── SECTION LABELS ── */
.section-label {
  font-size: 11px;
  letter-spacing: 2.5px;
  color: var(--gold);
  text-transform: uppercase;
  margin-bottom: 8px;
  font-weight: 600;
}

.section-headline {
  font-size: 26px;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 10px;
  line-height: 1.25;
}

.section-headline-light {
  font-size: 26px;
  font-weight: 700;
  color: var(--white);
  margin-bottom: 10px;
  line-height: 1.25;
}

.section-sub {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.7;
  margin-bottom: 1.75rem;
  max-width: 700px;
}

.section-sub-light {
  font-size: 14px;
  color: #9AAAD4;
  line-height: 1.7;
  margin-bottom: 1.75rem;
}

/* ── TAGS ── */
.tag {
  display: inline-block;
  background: #E8EDF7;
  color: var(--navy);
  font-size: 11px;
  padding: 4px 11px;
  border-radius: 20px;
  font-weight: 500;
  white-space: nowrap;
}

.tag-list {
  display: flex;
  flex-wrap: wrap;
  gap: 5px;
  margin-bottom: 10px;
}

.tag-list-expanded {
  margin-top: 8px;
}

.see-more-btn {
  background: none;
  border: none;
  color: var(--gold);
  font-size: 12px;
  text-decoration: underline;
  padding: 0;
  margin-top: 6px;
  cursor: pointer;
}

.card-link {
  display: inline-block;
  color: var(--gold);
  font-size: 13px;
  font-weight: 500;
  margin-top: 10px;
  transition: opacity var(--transition);
}
.card-link:hover { opacity: 0.75; }

/* ── HERO ── */
.hero {
  background: var(--navy);
  padding: 4rem 0 3rem;
  border-bottom: 3px solid var(--gold);
  text-align: center;
}

.hero-eyebrow {
  font-size: 11px;
  letter-spacing: 3px;
  color: var(--gold);
  margin-bottom: 14px;
  font-weight: 600;
}

.hero-headline {
  font-size: clamp(28px, 5vw, 40px);
  font-weight: 700;
  color: var(--white);
  line-height: 1.2;
  margin-bottom: 16px;
}

.hero-sub {
  font-size: 15px;
  color: #9AAAD4;
  max-width: 500px;
  margin: 0 auto 26px;
  line-height: 1.7;
}

.hero-ctas {
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 2.5rem;
}

.hero-stats {
  display: flex;
  justify-content: center;
  gap: 2.5rem;
  flex-wrap: wrap;
  padding-top: 2rem;
  border-top: 0.5px solid rgba(255,255,255,0.12);
}

.stat { text-align: center; }

.stat-num {
  display: block;
  font-size: 24px;
  font-weight: 600;
  color: var(--gold);
  line-height: 1.1;
}

.stat-lbl {
  display: block;
  font-size: 12px;
  color: #9AAAD4;
  margin-top: 3px;
}

/* ── AI SECTION ── */
.ai-section {
  background: var(--navy-dark);
  padding: 3rem 0;
  border-bottom: 3px solid var(--gold);
}

.ai-headline {
  font-size: clamp(20px, 3vw, 26px);
  font-weight: 700;
  color: var(--white);
  margin-bottom: 12px;
  line-height: 1.3;
}

.ai-sub {
  font-size: 14px;
  color: #9AAAD4;
  line-height: 1.75;
  margin-bottom: 2rem;
  max-width: 700px;
}

.steps {
  display: flex;
  align-items: flex-start;
  gap: 12px;
  margin-bottom: 1.75rem;
  flex-wrap: wrap;
}

.step {
  flex: 1;
  min-width: 100px;
  text-align: center;
}

.step-num {
  width: 34px;
  height: 34px;
  background: var(--navy);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 8px;
  color: var(--gold);
  font-size: 14px;
  font-weight: 700;
}

.step-title {
  font-size: 12px;
  color: var(--white);
  font-weight: 600;
  margin-bottom: 3px;
}

.step-sub {
  font-size: 11px;
  color: #9AAAD4;
}

.step-arrow {
  color: var(--gold);
  font-size: 20px;
  margin-top: 8px;
  flex-shrink: 0;
}

.ai-trust {
  font-size: 11px;
  color: #9AAAD4;
  text-align: center;
  margin-top: 10px;
}

/* ── WHAT WE COVER ── */
.cover-section {
  background: var(--surface);
  padding: 3rem 0;
}

.product-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
}

.product-card {
  background: var(--white);
  border: 0.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 1.25rem;
  box-shadow: var(--shadow);
}

.product-card-half {
  grid-column: span 1;
}

.product-card-header {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 10px;
}

.product-icon {
  font-size: 22px;
  color: var(--gold);
  flex-shrink: 0;
}

.product-card-title {
  font-size: 15px;
  font-weight: 600;
  color: var(--text);
}

.product-card-desc {
  font-size: 13px;
  color: var(--text-secondary);
  line-height: 1.6;
  margin-bottom: 10px;
}

/* Bottom row: two cards side by side */
.product-grid .product-card:nth-child(4),
.product-grid .product-card:nth-child(5) {
  grid-column: span 1;
}

/* Make bottom two fill the row */
.product-grid .product-card-half:nth-child(4),
.product-grid .product-card-half:nth-child(5) {
  grid-column: span 1;
}

/* Ensure bottom row is 2-col */
@supports (grid-template-columns: subgrid) {
  .product-grid .product-card:nth-child(4) { grid-column: 1 / 3; }
  .product-grid .product-card:nth-child(5) { grid-column: 3 / 4; }
}

/* ── SPECTRUM SECTION ── */
.spectrum-section {
  background: var(--navy);
  padding: 3rem 0;
}

.spectrum-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-bottom: 1.25rem;
}

.spectrum-card {
  background: rgba(255,255,255,0.07);
  border: 0.5px solid var(--gold-border);
  border-radius: var(--radius-lg);
  padding: 1rem 1.25rem;
  cursor: pointer;
  transition: background var(--transition), border-color var(--transition);
}

.spectrum-card:hover,
.spectrum-card.open {
  background: rgba(184,150,46,0.12);
  border-color: var(--gold);
}

.spectrum-card-full {
  grid-column: span 3;
}

.spectrum-card-title {
  font-size: 13px;
  font-weight: 600;
  color: var(--white);
  letter-spacing: 0.5px;
  text-transform: uppercase;
  margin-bottom: 4px;
}

.spectrum-card-sub {
  font-size: 11px;
  color: #9AAAD4;
}

.spectrum-panel {
  display: none;
  margin-top: 10px;
  padding-top: 10px;
  border-top: 0.5px solid var(--gold-border);
}

.spectrum-card.open .spectrum-panel { display: block; }

.coverage-list {
  list-style: none;
  margin-bottom: 8px;
}

.coverage-list li {
  font-size: 11px;
  color: var(--gold);
  margin-bottom: 4px;
  padding-left: 14px;
  position: relative;
}

.coverage-list li::before {
  content: "→";
  position: absolute;
  left: 0;
}

.coverage-note {
  font-size: 11px;
  color: #9AAAD4;
  line-height: 1.6;
}

.spectrum-panel-headline {
  font-size: 13px;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 8px;
  line-height: 1.5;
}

.spectrum-panel-body {
  font-size: 12px;
  color: #9AAAD4;
  line-height: 1.75;
}

.spectrum-footer {
  text-align: center;
  font-size: 13px;
  color: #9AAAD4;
}

.spectrum-link {
  color: var(--gold);
  text-decoration: underline;
  transition: opacity var(--transition);
}
.spectrum-link:hover { opacity: 0.75; }

/* ── LIFE INSURANCE ── */
.life-section {
  background: var(--surface);
  padding: 3rem 0;
}

.life-card {
  background: var(--navy);
  border: 1px solid var(--gold);
  border-radius: var(--radius-lg);
  padding: 2rem;
  text-align: center;
  max-width: 700px;
  margin: 0 auto;
}

.life-quote {
  font-size: clamp(15px, 2.5vw, 18px);
  font-weight: 700;
  color: var(--white);
  line-height: 1.5;
  margin-bottom: 10px;
  font-style: normal;
}

.life-read-again {
  color: var(--gold);
  font-size: 11px;
  letter-spacing: 2.5px;
  font-weight: 600;
  margin-bottom: 14px;
}

.life-sub {
  font-size: 14px;
  color: #9AAAD4;
  line-height: 1.75;
  margin-bottom: 20px;
  max-width: 440px;
  margin-left: auto;
  margin-right: auto;
}

/* ── WHY MIG ── */
.why-section {
  background: var(--off-white);
  padding: 3rem 0;
}

.why-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}

.why-item {
  display: flex;
  gap: 14px;
  align-items: flex-start;
}

.why-icon {
  font-size: 22px;
  color: var(--gold);
  flex-shrink: 0;
  margin-top: 2px;
}

.why-title {
  font-size: 14px;
  font-weight: 600;
  color: var(--text);
  margin-bottom: 4px;
}

.why-desc {
  font-size: 13px;
  color: var(--text-secondary);
  line-height: 1.6;
}

/* ── CONTENT CREATORS ── */
.creators-section {
  background: var(--white);
  padding: 3rem 0;
  border-left: 4px solid var(--gold);
}

.creator-tags {
  display: flex;
  flex-wrap: nowrap;
  gap: 6px;
  margin-bottom: 1.25rem;
  overflow-x: auto;
  padding-bottom: 4px;
}

/* ── WEBSITE SERVICES ── */
.web-section {
  background: var(--off-white);
  padding: 3rem 0;
}

/* ── FOOTER CTA ── */
.footer-cta {
  padding: 3rem 0;
  text-align: center;
}

.footer-cta-inner {
  display: flex;
  flex-direction: column;
  align-items: center;
}

.footer-cta-headline {
  font-size: clamp(20px, 3vw, 26px);
  font-weight: 700;
  color: var(--white);
  margin-bottom: 8px;
}

.footer-cta-sub {
  font-size: 14px;
  color: #9AAAD4;
  margin-bottom: 1.5rem;
  line-height: 1.6;
}

.footer-cta-btns {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  justify-content: center;
}

/* ── SITE FOOTER ── */
.site-footer {
  padding: 1.75rem 0;
  border-top: 0.5px solid rgba(255,255,255,0.1);
}

.footer-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 1rem;
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 8px;
}

.footer-nav {
  display: flex;
  gap: 1.25rem;
  flex-wrap: wrap;
}

.footer-nav a {
  font-size: 12px;
  color: #9AAAD4;
  transition: color var(--transition);
}
.footer-nav a:hover { color: var(--white); }

.footer-meta {
  display: flex;
  gap: 1.25rem;
  flex-wrap: wrap;
}

.footer-meta span {
  font-size: 11px;
  color: #9AAAD4;
}

/* ── UTILITY ── */
.navy { background: var(--navy); }

/* ── MOBILE ── */
@media (max-width: 768px) {

  .attitude-line-1 { font-size: 10px; }

  .nav-toggle { display: block; }

  .nav-links {
    display: none;
    flex-direction: column;
    align-items: flex-start;
    gap: 0;
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    background: var(--navy);
    padding: 1rem 1.5rem;
    border-top: 1px solid rgba(255,255,255,0.1);
    z-index: 99;
  }

  .nav-links.open { display: flex; }

  .nav-links li { width: 100%; }

  .nav-links a {
    display: block;
    padding: 0.75rem 0;
    border-bottom: 0.5px solid rgba(255,255,255,0.07);
    font-size: 15px;
  }

  .nav-cta {
    margin-top: 0.75rem;
    display: inline-block;
    padding: 10px 20px !important;
  }

  .site-header { position: sticky; top: 0; }

  .product-grid {
    grid-template-columns: 1fr;
  }

  .product-grid .product-card { grid-column: span 1 !important; }

  .spectrum-grid {
    grid-template-columns: 1fr 1fr;
  }

  .spectrum-card-full { grid-column: span 2; }

  .why-grid { grid-template-columns: 1fr; }

  .hero-stats { gap: 1.5rem; }

  .steps { flex-direction: column; align-items: center; }

  .step-arrow { transform: rotate(90deg); }

  .footer-inner {
    flex-direction: column;
    align-items: flex-start;
  }

  .footer-nav { gap: 0.75rem; }

  .creator-tags { flex-wrap: wrap; }

}

@media (max-width: 480px) {

  .spectrum-grid { grid-template-columns: 1fr; }
  .spectrum-card-full { grid-column: span 1; }
  .hero-ctas { flex-direction: column; align-items: center; }
  .footer-cta-btns { flex-direction: column; align-items: center; }

}

/* ── PRODUCT GRID: fix bottom two cards to span 2 cols each ── */
@media (min-width: 769px) {
  .product-card:nth-child(4) { grid-column: span 1; }
  .product-card:nth-child(5) { grid-column: span 1; }

  /* Re-lay out bottom two as 2-col row */
  .product-grid {
    grid-template-columns: repeat(3, 1fr);
  }

  .product-card:nth-child(4) { grid-column: 1 / 3; }
  .product-card:nth-child(5) { grid-column: 3 / 4; }
}